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Money for College

Education is always an important key to a good future. The President has on many occasions emphasized the need for a strong education system. Many important people are focused on increasing scholarship opportunities and improving education. Although the economy has dramatically fallen, college prices have continued to rise for many years. Schools don’t offer scholarships to ever student to cover necessary expenses. Many potential students suffer and are unable to afford to go to college. One group that is particularly hit hard is single mothers. To put more educated minds in the workforce and ensure that families are cared for, it’s important to educate moms. Creating college grants for moms is one way the President is dealing with this issue. There is no difference between Federal Pell Grants and Obama grants. The name “Obama grants” came as a result of the President’s emphasis on educating moms. These grants award a student over $ 5,000 to go to college. This is over $ 1,000 above the previous maximum, and it’s a big help to moms who want to return to school. With these grants for moms, they can pay for tuition, books or any other school-related expenses. Single moms should also consider the American Opportunity Tax Credit. This program allows the first $ 4,000 of education expenses to be free. Especially for less expensive schools, $ 4,000 could be a significant help for a student. Since many single working mothers have low incomes, these programs are a major help. There are plenty of options on where, when and what a student can study. With more incentives, more ambitious adults will realize their goal to get a college degree. Making more efforts to improve education opportunities is the best way for President Obama to show that he values them. With some changes to the lending system, many graduate and undergraduate loans will be less costly. There is more government emphasis on properly preparing students for their future at all levels of education. There is also emphasis on encouraging more students to consider community college. To attend a 2-year college has a number of benefits, including saving money and learning a trade or skill. “We need to put a college education within reach of every American. That’s the best investment we can make in our future.” Those are the words of President Obama in his 2007 speech Reclaiming the American Dream. President Obama has shown he is serious about action. The mission to educate all Americans is certainly helped by providing scholarships for mothers. Traditional and non-traditional students alike have numerous opportunities to put their education first.

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Money for College

It’s widely accepted that education is important to having a successful future. Even before he became President, Barack Obama spoke about the need to make education a priority. Free money through grants and scholarships is only the beginning. Expenses like college tuition and housing grow even as the economy suffers. Schools don’t offer scholarships to ever student to cover necessary expenses. Unfortunately some students turn away from higher education because it’s too expensive. Single moms are especially affected in a bad way. Helping single mothers get an education helps their families and future employers. It’s important to the President and that’s why he’s implemented a program for scholarships for mothers. Because of his efforts many people now refer to Federal Pell Grants as Obama grants. In the 2009-2010 school year, students could get a grant of up to $ 5,350. This is an increase of $ 1,000 over the previous maximum, and the goal is to help working mothers return to school. Tuition, books, travel and school supplies are all expenses that students can cover with grant money. There’s also another great program: the American Opportunity Tax Credit. With this tax program, the first $ 4,000 of community college or university expenses are free. At less expensive schools in particular this is a big credit. Single moms often fall into this group, so these programs are particularly beneficial to them. There are plenty of options on where, when and what a student can study. With more incentives, more ambitious adults will realize their goal to get a college degree. The President has demonstrated that he considers this issue a priority. With the recent passage of the economic stimulus plan, a lot of college loans will be offered by the government. There is more government emphasis on properly preparing students for their future at all levels of education. The President believes community colleges need to become viable options. A 2-year degree or the time spent learning a technical school from a community college can be a tremendous asset. In 2007 Obama stated, “We need to put a college education within reach of every American. That’s the best investment we can make in our future.” The President’s actions are reflecting his words. The mission to educate all Americans is certainly helped by providing scholarships for mothers. Traditional and non-traditional students alike have numerous opportunities to put their education first.

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The No Degree Necessary Jobs in a Recession

There are still plenty of jobs in recession that do not require a degree. When times are tough and you need work, here are a few jobs that you can fall back on. 

Maids and Housekeepers – Finding work as a housekeeper is best done in your local neighborhood through reputation or posting your credentials in libraries. There is a lot of manual labor but if you develop a relationship with the homeowner, you might get more referrals from their friends.

Lawn mowing – This type of work is done pretty quickly if you have a bunch of people who can separate the jobs. Get a worker for mowing, one for putting fertilizer and another for raking the grass. You might be able to finish a job in less than 30 minutes and move on to the next. 

Taxi and Chauffeur – If you enjoy driving and are good with traffic routes, you can work as a chauffeur or taxi driver. The hours can be long and you might get some unruly customers, but once in a while you get a good tip for driving people to airports or farther destinations. 

Security Guards – There is a bit of risk involved as a security guard but it usually only requires a background check and willingness to take on late hours. This is a difficult job to take on if you have a family or are responsible for other people with morning hours. It will also be initially hard to adjust to the sleeping times.

Fast food cook – There is guaranteed employment as fast food cook. The reason is the 300% turnover rate in this profession. Many people quit their fast food jobs for various reasons and you can take advantage of the opening. It does not take too long to learn the techniques and guidelines for how food is cooked and served.

Bad Economy Jobs is a website dedicated to job searching and helping you get a job. Most of these jobs only require a strong back and a desire to learn and train on the job. You can also read the job descriptions for these no degree necessary jobs.

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College Freshmen Mindset

Every year Beloit College in Beloit, Wisconsin, located south of Madison, southwest of Milwaukee and almost smack dab in the middle, and just north of the Illinois/Wisconsin border, issues its “Mindset List”. This list basically serves to remind the faculty and staff of the cultural changes so quickly taking place and reminds them to avoid “dated” references which are likely to not only bore, but to place themselves in questionable standing with the students.

I decided to take a gander and see just how “behind the times” I may be, even though having grandchildren close to college age has given me some little insight into where they’ve been, where they are now and where they’re going. As for my one year old grandson? Who knows what his future will bring, much less his freshman year of college.

So, the majority of the students entering into their freshman year in college right now, in 2010, were born in 1992 and will graduate in 2014.

Most of them see emerging technology as too slow and the digital world as simply “routine”. Most of them don’t even know how to write in cursive! (Really? They don’t teach that in school anymore? Oh, that’s right. Typing class is now called Keyboarding.)
It was interesting to discover that most of them see no need to wear a wristwatch because they have a cell phone to tell them the time. (Hmmmm. Me too! I had just never thought of it. I think that cell phones strapped to wrists would be a good thing and with the technological advances, it is certainly within the realm of possibilities that they will someday be small enough to be strapped to wrists comfortably.) In fact, these freshmen students wouldn’t recognize the “sign” that pointing to your wrist is a request for the time.
Email? Almost a thing of the past now. (That is just amazing to me. Yes, I still use email though I own an iphone, which, btw (text speak for “by the way”) my grandchildren think is VERY cool.) Evidently today’s freshmen find the “instant” communication offered by text message much faster than email. You can even get all of your FaceBook communications and status updates on your phone if you wish. (When, oh when will these students have time to actually learn if they do this?) Forget ‘Snail Mail”! It is only used in extreme circumstances with aging or stubborn relatives who don’t have the technological savvy or desire to enter the 21st century.
Street corner lingo, and that in the nation’s coffee houses, has always included phrases like “caramel macchiato” and “venti half-caf vanilla latte”. (Just give me a cup of plain old coffee with a bit of fat-free half & half please. I’m always confused on what to order when faced with a coffee menu, even at McDonald’s.)
I was amazed to discover that these kids believe that the world has always been trying harder to accommodate people with disabilities.  They have never lived in a world where there were not Braille signs in every elevator or restroom and where a wheelchair did not have access to a building.
They are much more “tolerant” of those celebrity kids that may attend college with them and are much less likely to engage in paparazzi-type behavior. (Celeb’s kids are people too and I salute these astute college freshmen for realizing that.)
Clint Eastwood is more widely known as a “sensitive” director, rather than the crime-busting vigilante of Dirty Harry fame. (This is actually kind of disappointing. I love Clint Eastwood and though I love all his movies, my fondest memories are of him saying “Make my day…”.)
When they think of Fergie, they think of the pop singer, not Sarah Ferguson, the Duchess of York.
And sadly they have never had the joy of curling a twisted handset wire around their fingers and wrist, and sometimes their toes, as they talked on the phone. (I have even had my grandchildren spy an “old-fashioned” phone in an antique or thrift shop and ask me what it is!)
Moms and Dads have never been able to walk them to the departure gate at the airport, except maybe when they were under the age of 10 and once they get through security, traveling is kind of like going to the mall with a plane ride at the end.

In addition, toothpaste tubes have always stood on their caps, food has always been prepared in a microwave, rock bands have always played at presidential inaugural parties, filtered ice and water have always come out of the door, Beethoven has always been a St. Bernard and Michelangelo is a deadly computer virus, not an Italian Renaissance artist.

LOL…what is this world coming to?

Sammi loves new technology, and is always looking for new gadgets. Some of her favorites are the rat zapper 2000 and the rat zapper ultra. They help her get rid of mice humanely.

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Don’t Count Them Out – Entry Level Jobs Lead to Big Opportunities

Even though there are many people out there who seem to think that entry level jobs are below them, there are many people who have found higher paying positions through starting with these. Even college graduates are sometimes forced into taking the same jobs that others without a degree are taking as well. While this may be a little upsetting at first when it is thought about, you have to remember that it is nothing more than a stepping-stone. An entry level position is nothing more than a foot in the door or a way to gain “entry” into the company.

Some CEO’s and Presidents of companies found their way at the top years after starting in some entry level jobs. No matter what, if you find yourself in these types of jobs you will be able to work your way up given you have the credentials and mentality to do it. Also, it is good to think of these types of positions that will give you a chance to really know the company from the ground floor up. This will come in handy should you promote as you will be able to relate to your employees better and you will make much wiser decisions for the company as a whole.

So while some consider these jobs as a setback, others have found that they were the starting point of a truly successful and profitable career. And if you truly are a professional, you will find yourself treating every job or position you have as if it were the most important job in the company. This is the kind of dedication and attitude that gets a person promoted through the ranks. Eventually you will find yourself moving on to bigger and better things and the jobs you started with will be nothing more than a fond memory.

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Non-surgical Nose Job

Correcting cosmetic nasal defects with Radiesse results in a high level of patient satisfaction and gives surgeons an option for patients not ready for rhinoplasty.

Until recently the only option open to patients who wanted to improve the appearance of their nose was surgical rhinoplasty, a procedure that requires general anesthesia or intravenous sedation, up to two weeks of downtime, significant postoperative pain and substantial expense. The full results of the surgery might not be completely known for several months, and surgical risks including scarring, infection, and anesthesia complications. For patients with cosmetic nasal defects such as bumps, bulges, dents, and asymmetry, it isn’t surprising that making the decision to have rhinoplasty can be difficult. Now surgeons have an option that offers patients immediate, if temporary, relief from many of these bothersome nasal imperfections for less than $ 1,000. Seeing the results of this temporary solution can help some patients make up their mind to invest in the long-term surgical solution and offers others the ongoing option of correcting the defect on their own schedule when it fits their needs.

Patient Selection and Preparation

The nonsurgical nose job is one of my favorite procedures because it produces an extremely high degree of patient satisfaction. Patients find it hard to believe that with just 15 minutes of virtually painless, precise injections into the bridge, side wall or tip, we can recontour the nose to address many of their dislikes about its appearance. While nonsurgical correction cannot decrease the size of a large nose or change the shape of the nostrils, it is ideal for patients with bumps or dents, sideways deviations or a droopy tip in those who are not emotionally or physically ready for surgery. Fillers can even be used to refine problems that persist after rhinoplasty, although patients with multiple rhinoplasties may be at risk for skin necrosis due to changes in blood supply related to surgical manipulation.

Just prior to the procedure, we apply a topical mix of 6% lidocaine/6% tetracaine to minimize pain. I mark injection sites and the area is thoroughly cleansed with alcohol pads.


My preferred filler for nose jobs is Radiesse (BioForm Medical), an FDA-approved dermal filler consisting of microspheres of calcium hydroxylapatite (CaHa) suspended in a carboxy-methylcellulose gel. It is ideal for this procedure for several reasons:

* Correction with Radiesse lasts longer than correction with hyaluronic acid (HA) fillers – 6 to 10 months with CaHa compared to 3 to 6 months with HA.

* It provides more volume compared to HA fillers; small amounts of Radiesse can result in great differences.

* Calcium hydroxylapatite, a mineral found in bones and teeth, matches the consistency of the nose better than other dermal fillers.

* Radiesse is a paste-like substance, which molds easily and is less likely to migrate compared to HA fillers, especially in an area like the nose where the filler may be under pressure due to the limited capacity of the nasal skin to expand.

The procedure typically takes 15 minutes or less. Using a 27-gauge, half-inch needle, I inject the filler into the subcutaneous tissues or super-periosteal plane and then mold it into shape. The amount of filler used ranges from 0.1cc to 0.5cc, based on the type of deformity. Nasal bridge construction on Asian or African-American noses can require up to 1.0cc of Radiesse.

We apply ice immediately following the injections. Patients report little or no discomfort during the procedure.

Expected Results

Although there is no downtime and patients can return to work and general activities immediately, the nose can be slightly red and swollen, and the injection sites may be slightly sore for a day or two. There is a risk for skin necrosis as there is with any type of injection. I ask patients not to touch the area for a week, not to wear glasses (including sunglasses) and to forgo contact sports for a week. Patients are instructed to return for follow-up in two weeks.

We have encountered no lasting side effects with this procedure, and the level of patient satisfaction is extremely high. The nonsurgical nose job is a simple, minimally invasive technique for patients who are interested in improving the appearance of their nose without undergoing rhinoplasty.

Dr. Cameron Rokhsar is the inventor of the non-surgical nose job. He was the first to do this procedure in 2003 with Radiesse (called Radiance at the time). He has published the first scientific article on the subject in Dermatologic Surgery where he described the technique to other physicians. HE has lectured on this subjected numerous times at many scientific meeting including the American Society for Dermatologic Surgery. He has appeared on numerous shows including Good Morning America, The Rachel Ray Show, CBS News, FOC News, ABC news and NBC News regarding this procedure. His work on this subject has also been featured in USA Today and other publiations. For more information please visit

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Anthem College Criminal Justice Degree

Anthem College has accredited and career focused degrees in a huge variety of fields to help you succeed and beat the challenges of todays fast growing and expanding industries. Anthem College has programs to help students enter the work force with confidence and the knowledge they need to enchant employers and be accepted everywhere. Their bachelor degree program in criminal justice will prepare students with the understanding and abilities in areas such as criminal and juvenile justice, criminology, law enforcement as well as crime and justice. This degree is mainly derived from the social behavior and information and practical sciences. The Bachelor degree program at Anthem College gives students the chance to select a focus that will give the student the ability to focus in a specific area of criminal justice, rather than just studying many broad subjects. By obtaining your bachelors degree in criminal justice at Anthem College, you will broaden your knowledge and experience in this field as well as stand out to many employers.
The bachelors degree in this program will provide students with necessary analytical skills, how to research evidence properly, and how to improve their decision making abilities as well. Students will also learn the practical skills needed to exceed in this industry and become a professional at their field. Each course at Anthem College stands as one unit of study and is not dependent on other basic training. A student can start the program and finish through the sequence until they complete all the courses.
According to the Bureau of Labor Statistics, criminal justice professionals can earn high salaries. Police officers earn around $ 50,000 annually, while crime investigators and detectives earned around $ 60,000 in 2007. For these professionals, the job opportunity is expected to grow about 11 percent into the year 2016. . If your passion lies within crime investigation and you would love to be able to be a professional in this field, getting your bachelor degree in criminal justice is the first step you should take.
Feel free to contact to request more information and they will contact you shortly.

Chelsae Su
Dane Media

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Time For College

Now comes that time of year when the chicks are getting ready to leave the nest. For some parents, this is a time of weeping and wailing. The young things have been underfoot for so long, they will be missed. Other may breathe a sigh of relief. Teen rebelliousness is great in theory and not something you want to continue living with. But not only are there physical and emotional adjustments to make as the chicks relocate, there may also be legal and financial implications to consider. Just think what they may be taking with them. They may have computers and game consoles, televisions and music equipment of different shapes and sizes. Then come all the handheld phones and the digital necessities of life. And that’s before we get to clothes and the occasional book (only joking).

So you look ahead. All this is going where? Into residence halls, frat and sorority houses, or rented accommodation off campus. None of these are the most secure of environments. It’s easy for things to get lost or walk away. So you review you homeowners policy to see what is covered. The good news is the majority of policies continue coverage for full-time students while at school. The limit is up to 10% of the home contents insured on the main policy. If there are individually expensive items like some of the state-of-the-art computers or, for your daughters, clothing and jewelry, it may be better to add a little extra coverage. As with all things connected with insurance, plan ahead. Make a full list of everything that is going. If there are serial numbers to go with the models, record them. Check out whether you still have the receipts as proof of ownership. If these are valuable, make permanent marks on them somewhere visible so they are easier to identify if stolen.

But the real issues come to the fore with transport. For those more unusual chicks bitten by the green bug, they may be leaving with a bicycle. The others will depend on the “vehicle”. So take out the policy. Does your child drive your vehicle and now leaves you with sole custody? If so, you should contact the insurer. During term time, you will be entitled to a reduction in the premium. But if your child has the use of a vehicle, in whose name is it? If you remain the owner, the vehicle will probably remain insured while in the same state. But, you should tell the auto insurance company “your” vehicle will now be kept at a different address. This may change the risk should that ZIP code have a more serious crime rate for theft and vandalism. Going out of state on a more permanent basis is a real change of circumstances, particularly if the mandatory minimum liability cover is set at a higher level. If the vehicle is already in your child’s name, going off to college and, if the news is good, a higher GPA may well justify a discount at the next renewal. Always tell your auto insurance company of any change as soon as it happens.

Haz Duell has shared his vision and professional opinion on a vast array of topics and is one of the sites where you can read more of Haz Duell’s contributions.


Choosing a Degree Program

When you are making an important decision of selecting the right degree program, it is primarily important to consider the goal of that degree. In the past, students opted for subjects and fields that interested them. There were and still are, certain careers that demand only a specific level of competency and knowledge by virtue of a degree, thus, allowing students to investigate degree programs that they find academically interesting and challenging and not necessarily with a specific career in mind. But, with the increasingly saturated job markets and the current economic crisis, a high premium is placed on expertise through the right degree program and training. The job market is getting more and more competitive and specialized fields typically require an equally specialized degree in order to be successful.

Once you have decided on a career, the next question to tackle is then which degree to opt for. There a number of key factors to consider while doing so. Firstly, you will have to decide whether it is necessary and more practical to pursue a Certificate, Associate, or Bachelor education, or if a Master and Doctorate degree is what will make the difference to your future job prospects. Keep in mind your time commitments, monetary constraints as well as your practical academic goals when making your final choice and ask yourself the following questions:

What are you interested in? – You have to be interested in the subject/major of your degree program. Remember this is a commitment of a number of years (depending on which degree you choose) and it will cost you a lot of time and money. If you still are unsure about what major to choose, look at the college’s websites, college prospectuses or research on the internet about the courses you might be interested in taking. Many of the sites provide supplementary reading lists so you can research the subject in-detail and see if it actually interests you.

What job are you planning for? – Always think a few steps ahead when planning your education. Look at what requirements are demanded from your career path. To do this, you could turn to websites from schools, universities, and job portals that outline detailed requirements about what employers are looking for. Find out what other students have accomplished with their degrees after they have graduated. With respect to degrees in the arts, humanities and social sciences, the employment opportunities are a lot more flexible than degrees in science.

What colleges have you shortlisted? – If you have a clear idea of where you want to study, investigate the school more carefully. Check league tables and quality assurance and understand that both the institution as well as the quality of an individual department is important. Attend open days and speak to students and parents, if possible. Programs in the same subject may also vary between colleges, so always ask around.

What program would suit your personality? – You must be aware of your strengths, weaknesses, interests and capabilities to correctly decide on a degree and career for you. Are you practical and meticulous enough for a hard core science-based program or do you lean more towards the arts and creativity? Ask your friends and family for their opinions as well and once a clear profile emerges, match this with your short list of education options to ensure future success.

What degrees are in demand? – If you are still uncertain about your choice or have varied interests, you need to find out which degrees are in demand. The higher the demands for a specific degree, the greater are the pay scales and opportunity for advancement. Choosing such a degree will make your job search easier and more lucrative in the long run.

Which degree has accelerated options? – Accelerated degree programs might seem an unusual idea at first but there are some degrees which may take twice as long to complete compared to other programs. For example, biology versus communications. The longer the program is means more time and money and in such cases, an accelerated option might make sense.

Remember, it’s extremely important to take some time before deciding which college degree program to choose. So, go ahead – plan, research and finally, trust your instincts.

Stevens-Henager College was established in 1891 and is distinguished as one of the oldest colleges in Utah. It has trained generations of graduates through its on-campus and online programs for Master’s, Bachelor’s, and Associate’s Degrees. Stevens-Henager College also offers FastFlex online degree programs for working professionals. Stevens-Henager’s online degree program and FastFlex degree programs help enhance your career and your qualifications, while placement staff helps to find exciting job openings and even setting up interviews as well.

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Is the College Degree Useful?

Are you a college student? Would you please tell me whether the college degree is useful or not?

About a decade ago, university students could find satisfactory and enviable jobs after their graduation.

But now, things are different. Today’s university students usually have much pressure in finding fairly good jobs. They always say disappointedly that graduation means joblessness. Why nowadays university students have so much pressure in finding jobs? In my opinion, this kind of pressure is mainly caused by three reasons.


Firstly, the government is enrolling more and more university students year by year. And the growth of the students’ number has surpassed that of the need of the society. So, when so many students graduate at a time, the chance of finding jobs becomes tiny. Secondly, today’s university students, most of them are the “only-child”, who is more mentally frail. Since they are indulged greatly at home and haven’t been trained to do things on their own, once it is their turn to go out of the campus and find jobs by themselves and decide what kind of jobs to choose, they feel bewildered and don’t know what to do. If their first try fails, they will be frustrated and think that it is really hard to find jobs.

Thirdly, some university students are not qualified for good and challenging jobs. After entering the university, they don’t study as hard as they did in high schools. They begin to sleep during the class or even be absent for classes. Some are addicted to computer games or various novels, or step into the two-person-world ( ) too early. Because these things have taken up so much of their time and energy, their study is neglected. After four years of university life, they haven’t gained the knowledge those fairly good jobs or certain positions require.

This situation can be changed. In order to get a good job after you graduate from school, you may try to improve yourself from some other aspects. The government may decrease the growth of enrolling university students gradually. And the university students can join in some extracurricular activities on campus to train our abilities of doing things independently and try to do some part-time jobs during weekends and vacations to gain more social experience. What’s more, students should attach greatest importance to our study, not anything else. We should study harder and try to master the methods of how to put the knowledge they have learned into practice so as to be qualified for the jobs which we desire.


tracy is the best friend to help you

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